Mortgage Interest Rates Forecast 2025 Canada. Boc considers the midpoint of 0.75% as a reasonable assumption for the neutral rate. The bank of canada’s benchmark interest rate is expected to fall back to around 3.00% by the end of 2025, according to a median of responses from market participants.

This forecast aligns with the expectation that the central bank will hike the interest rates to 3.25% in the fourth quarter of the current year and maintain this level until the end of 2025. Insights on boc rates, market trends, fixed/variable rates, and smart property decisions.